Settling the student loan

We can settle student loans with a one-time payoff.  This option is available for both public and private student loans. However, it is more commonly used with private loans because better options are available to repay public loans.

With a settlement, you can expect to pay the entire settlement within 90 days.

Examples of the settlement options usually available include:


Waive collection charges. The collection costs get eliminated. (Essentially, collection charges are hefty late fees added to your loan balance.)


Pay the principal balance of the debt plus half of the accrued interest. As long as you pay the entire loan and any collection fees, the lender will lessen your interest cost by 50%.


Pay 90% of the current principal and interest. Thus, the loan balance is discounted by 10%

With a settlement, you cannot stretch out settlement payoffs over months or years. Any discounts by settling a student loan are usually very modest. While settling a student loan is less attractive than other options, it is worth considering if nothing else is available.

So, please do yourself a favor and help me as well. First, complete the simple questionnaire below. Then click Submit to send it to me. Your answers will determine if I can help you.

Here are the questionnaire

Appointment Booking

"*" indicates required fields

April 2024

Mon Tue Wed Thu Fri Sat Sun
1 2 3 4 5 6 7
8 9 10 11 12 13 14
15 16 17 18 19 20 21
22 23 24 25 26 27 28
29 30

April 16, 2024

April 17, 2024

April 18, 2024

April 19, 2024

April 20, 2024

April 22, 2024

April 23, 2024

April 24, 2024

April 25, 2024

April 26, 2024

April 27, 2024

April 29, 2024

April 30, 2024

Credit Card
American Express
Supported Credit Cards: American Express, Discover, MasterCard, Visa
Expiration Date

Subscribe with us

Please enter your name and email below and
we will send you the e-books to your email right away